⚡ USDC-native · sub-second finality · Arc L1

Save together, onchain. Trust lives in code, not an organizer.

Roda brings the world's oldest collaborative savings tradition (ROSCA / Tanda / Susu / Gün) onchain. Zero organizer risk: funds are locked in non-custodial escrow contracts, payouts rotate transparently, and missed payments are automatically covered from security collateral.

🔒 Escrow contract = trust📅 Transparent payout order🛡️ Default protection via collateral On-chain trust score
Capital Efficiency7.5x vs DeFi
Arc Payout Finality< 0.8 Seconds
Solvency Invariant100% Guaranteed
ERC-8004 AI AgentID #849938 Verified

⚡ How Roda Works — End-to-End Lifecycle

Interactive 4-step walkthrough of on-chain rotating savings

Step 01
Create or Join Circle
Set contribution amount, member count (3-12), and duration on Arc L1.
Step 02
Lock Escrow Collateral
Members lock 1x contribution as collateral into non-custodial escrow.
Step 03
Contribute & Settle
Each round, members pay fixed USDC. AI Guardian monitors defaults.
Step 04
Rotate Pot & Reclaim
Beneficiary claims pot. After last round, 100% of collateral is returned.

Connect your wallet

Connect an EVM wallet (e.g. MetaMask) to use Roda.